Interest Free Finance
Interest Free Credit 0% APR Representative
Available on products for delivery over £500. Instant decision available online.
Now we've made online payments easier than ever before - with great finance packages available to spread the cost.
Interest free finance is available to apply when you spend over £500. You can choose a package from 6, 9, 12, 18, 24, 30 or 36 months payment terms that suites your needs, simply complete a brief on-line application form accessed via the 'checkout'.
Available finance payment plans
With Interest Free Credit you have the choice of spreading your payments over 6, 9, 12, 18, 24 or 36 months depending on the value of the item you have purchased. The table below shows how this works based on the minimum spend on an order.
|0% APR Representative (Pay by Finance)|
|Spread Over||Spend Over||Deposit (10%)||Minimum Credit Balance||Monthly Payments|
|6 Months||£500||£50||£450||From £75.00|
|9 Months||£1,000||£100||£900||From £100.00|
|12 Months||£1,450||£145||£1,305||From £108.75|
|18 Months||£1,450||£145||£1,305||From £72.50|
|24 Months||£1,450||£145||£1,305||From £54.38|
|30 Months||£1,0||£1||£||From £43.50|
|36 Months||£2,000||£200||£1,800||From £50.00|
Typical Example (based on 36 months Interest Free Credit)
e.g. Product (FLABéLOS) £3,795 + Shipping £120 = Total Purchase Price £3,915
|Interest Rate||0% Fixed|
|Total Purchase Price||£3,915|
|Less Deposit (10%)||£391.50|
|Amount of Credit||£3,523.50|
|Payable by 36 Monthly Instalments||£97.88|
|Total Amount Payable||£3,915|
|0% APR Representative|
The credit advertised is provided by one credit provider with whom we have a commercial relationship.
Am I eligible for Interest Free Credit?
We will only be able to consider your application if:
- You are over 18 and employed at least 16 hours per week (applications from retired & housepersons also welcome)
- You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
- You are a permanent UK resident and able to supply a UK address history for the last 3 years
If you meet these criteria we can consider you for interest free credit but please note that meeting the above criteria does not guarantee acceptance.
If you do not meet the above criteria, please call our Sales Team on 01908 322 888 and we will be able to offer alternate payment options.
How to apply for online finance?
Simply add the product(s) to the shopping cart and proceed to checkout as usual. If you already have an account with us then just sign in and your contact, billing and delivery details should be available. If you are a new user, just follow the simple instructions by entering your personal details as required.
At the "Payment and Shipping" option, select how many months you would like to spread your payments from 6, 9,12, 18, 24, 30 or 36 months payment terms vary depending on the value of the item. And don't forget to choose a desired shipping method. Then click the blue "Continue" button and to review your order.
Then check the summary of your order. Once you are happy with everything, tick the Terms and Conditions box and click "Place Order".
You will now be diverted to the application form for your Interest Free Credit plan. Enter all of the information that is applicable to you, the whole process takes about 10 minutes. Once the form has been completed and submitted, you will be given the decision of your application and it will take a minute or so. If the application has been accepted, you will be given a page to pay for the deposit by credit / debit card.
Please note when considering to return items bought with Interest Free Credit, the order must be returned in full to SASAKI.
This means that if, for example, you have purchased 3 items through Interest Free Credit but would like to return 1 of those items then all 3 items must be returned back to us in full.
Please note the return policy is the same for any Interest Free Credit purchases as in our terms and conditions.
Declined/Refer Credit Applications
If your application is declined/refer, you will be notified by V12 by email after submitting the online form.